About Bank

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AI Rayan Investment Bank is the UK’s largest wholly Sharia compliant retail bank. We’ve been pioneering British Islamic banking since 2004.

By solely focusing on banking activities that are compliant with Islamic law, AI Rayan Investment Bank is able to make a significant and lasting difference to Muslims throughout the UK, helping them to save for their families’ futures, expand their businesses or buy their own homes, without compromising their beliefs.

Islamic banking operates without the use of interest and is founded on Islamic finance principles derived from trade, entrepreneurship, and risk-sharing. AI Rayan Investment Bank has a dedicated Sharia Compliance Officer (SCO) and a panel of respected Sharia Scholars, called the Sharia Supervisory Committee (SSC), which acts as an independent body to guarantee that its products and activities are Sharia-compliant.

With a strategically located branch and office network throughout the UK, a highly-trained contact center, secure online banking services, and 24 hours automated telephone banking, AI Rayan Investment Bank provide Sharia-compliant savings, finance, and current account services to over 60,000 personal, business, and premier customers.

AI Rayan Investment Bank Inc. is authorized by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Our firm reference number is 229148.

AI Rayan Investment Bank is incorporated and registered in England and Wales with registration No. 4483430. Registered Office: 44 Hans Crescent, Knightsbridge, London, SW1X 0LZ.


Our vision

To be the UK’s first choice ethical, Sharia-compliant bank.

Our promise

To be the leading provider of ethical, Sharia compliant retail banking services in the UK, delivering long term value for customers, staff and shareholders. We are committed to five core principles, which are the key to what makes us different and good.

Our values

Sharia compliant

Everything we do will be in line with our values. Following the Sharia, we will conduct our activity in a fair, ethical and socially responsible manner.